COMMERCIAL LOAN PROGRAMS

COMMERCIAL FEATURES
Up to 90% LTV on loans over $5,000,000
Fixed rate - 5, 7,10, & 15 year terms, amortized over  25 or 30 years
Recourse and non-recourse
Unlimited Cash Out

 
  Programs Loan Amount LTV Features
Small Loan Balance $500,000 - $5,000,000 75% - 80% Streamlined underwriting, $4k processing fees.
Large Loan Balance $5,000,000 and Over Up to 90% on acquisitions

Low interest rates, 10-30 year fixed rates.

Non Conforming $100,000 - $2,000,000 90% Owner occupied, investment properties are acceptable.
Credit Tenant Minimum $1,000,000 95% - 100% Typically self amortizing with lease high leverage (1.03x's for AAA and 1.10x's for B Tenants)
Non Credit Tenant Minimum $1,000,000 85% Typically will finance 10-20 years longer than the lease term. 1.10 – 1.15x's debt coverage ratio 85% loan to value. Long term fixed rate., Non-recourse.
Mezzanine Financing Minimum $5,000,000 85% - 90% Great leverage and 45 day closings.
Bridge Minimum $1,000,000 90% 12-24 month terms - 45 day closing
Sale Leaseback  Minimum $2,000,000  80%  Sell real estate to raise cash.

COMMERCIAL PROGRAMS

TOOLS