LARGE BALANCE COMMERCIAL LOAN PROGRAM
| Eligible Properties |
Office, Retail, Self Storage, Industrial, Warehouse, Mobile Home Parks, Medical, Hotels. |
| Borrower |
Single asset, single purpose entity. |
| Loan Benefits |
Long term fixed rates. Flexible prepayment options. |
| Loan Amount |
$2,000,000 and higher. |
| Loan Term |
3, 5, 7,10,15, 20, and 25 year terms available. |
| Interest Rate |
Determined by market rates at the time of rate lock. Rates vary by loan-to-value ratio, debt service coverage and property quality. |
| Amortization |
Up to 30 Years. |
| Recourses |
Non-recourse. |
| Assumability |
Assumable, subject to approval and applicable fees. |
| Prepayment |
Yield Maintenance or declining. |
| Loan to Value |
Typically 80-85%. Up to 90% with mezzanie financing for strong deals. |
| Rate Lock |
Early or standard rate locks available . |
| Loan Request Package |
Include the following in your request for a loan quote:
1. Property description.
2. Color photos.
3. Current rent roll and year-to-date operating statement.
4. Operating history - prior 3 years, if available.
5. Current year operating budget.
6. Existing debt and cost basis. |
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COMMERCIAL PROGRAMS
TOOLS
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